diff --git a/CHANGELOG.md b/CHANGELOG.md
index 44cbe87a8f74f7cc23f97b6702430cfc88771c52..fc6c4f25ac7f145be91aeb668164d91a0bb42d9e 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -10,6 +10,7 @@
 ### Changed
 
 - 优化ai行内聊天组件，文本框随着内容增加跟随滚动
+- 优化ai行内聊天组件终止AI逻辑
 
 ## [0.7.41-alpha.48] - 2025-12-10
 
diff --git a/src/util/inline-ai-util/inline-ai-textarea/inline-ai-textarea.hook.ts b/src/util/inline-ai-util/inline-ai-textarea/inline-ai-textarea.hook.ts
index a200eadc3dbc7ec4e2e1cfdcd74a843b345e44cd..f9c10524dd9e7bffb91f535a3dd7619f325a2c56 100644
--- a/src/util/inline-ai-util/inline-ai-textarea/inline-ai-textarea.hook.ts
+++ b/src/util/inline-ai-util/inline-ai-textarea/inline-ai-textarea.hook.ts
@@ -85,6 +85,7 @@ export const useInLineAIContainerClick = (
   },
   message: Ref<IMessage>,
   isLoading: Ref<boolean>,
+  abortController: Ref<AbortController | undefined>,
 ): void => {
   const handMousedown = async (evt: MouseEvent): Promise<void> => {
     const target = evt.target as HTMLElement;
@@ -93,14 +94,9 @@ export const useInLineAIContainerClick = (
       !target.closest('.ibiz-inline-ai-textarea-container') &&
       !target.closest('.ibiz-inline-ai-alert')
     ) {
-      // loading时不可点击外部
-      if (isLoading.value) {
-        evt.stopPropagation();
-        return;
-      }
       const isChange = props.content !== message.value.content;
       let isClose = true;
-      if (isChange) {
+      if (isChange || isLoading.value) {
         isClose = await ibiz.confirm.warning({
           title: ibiz.i18n.t('util.inlineAiUtil.warningTitle'),
           desc: ibiz.i18n.t('util.inlineAiUtil.warningDesc'),
@@ -109,7 +105,13 @@ export const useInLineAIContainerClick = (
           },
         });
       }
-      if (isClose) props.unMountAIChat();
+      if (isClose) {
+        // 加载中需要取消请求
+        if (isLoading.value) {
+          abortController.value?.abort();
+        }
+        props.unMountAIChat();
+      }
     }
   };
 
diff --git a/src/util/inline-ai-util/inline-ai-textarea/inline-ai-textarea.tsx b/src/util/inline-ai-util/inline-ai-textarea/inline-ai-textarea.tsx
index 83aae93e9efc0d7fae0341735594e9f0934c4bdd..9d72491a6315e57bd5256c0d0063966365d358cd 100644
--- a/src/util/inline-ai-util/inline-ai-textarea/inline-ai-textarea.tsx
+++ b/src/util/inline-ai-util/inline-ai-textarea/inline-ai-textarea.tsx
@@ -152,7 +152,7 @@ export const InlineAITextArea = defineComponent({
     });
 
     // 处理点击事件
-    useInLineAIContainerClick(props, message, isLoading);
+    useInLineAIContainerClick(props, message, isLoading, abortController);
 
     /**
      * @description 终止提问并关闭AI聊天